Fundable — Broker Portal

Deal Basics

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Loan Type ?Specify the transaction type: Purchase, Delayed Purchase, Refinance, or Cash-Out.

Property Type ?Select the type of property: SFR, Townhome, or 2-4 Unit Residential.

ZIP Code ?Enter the 5-digit ZIP code of the property location. Used to determine eligibility and market conditions.

Purchase Price ?Enter the agreed-upon purchase price for the property.

Estimated Payoff ?Enter the estimated amount to pay off the existing mortgage(s).

Credit Score

Requires active credit history from the last 6 months (US citizens only). LTV can be up to 80% for individuals with a credit score.

Property Costs

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Property Taxes ?Enter the estimated ANNUAL property taxes for this property.

Annual Insurance ?Enter the estimated ANNUAL homeowner's insurance premium.

HOA monthly (if relevant) ?Enter the MONTHLY HOA dues, if applicable. Enter 0 if none.

Income / Rent Roll

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Units

Loan Structure

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Prepayment Period ?Duration during which a penalty applies if you pay off early. No penalty means the bank charges 1-2 extra origination points.

LTV ?Loan-to-Value ratio. Select MAX for the maximum allowable, or choose a specific percentage. Changing this updates the Requested Loan Amount.

Requested Loan Amount ?Specific loan amount requested. Changing this updates the LTV above. Clear to use MAX LTV.

Interest-Only Period ?Duration where payments cover only interest. After this period, payments increase to cover principal and interest.

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